“Consistently, across all three credit scores and all five performance measures, blacks, single individuals, individuals residing in lower-income or predominantly minority census tracts show consistently higher incidences of bad performance than would be predicted by the credit scores. Similarly, Asians, married individuals, foreign-born (particularly, recent immigrants), and those residing in higher-income census tracts consistently perform better than predicted by their credit scores”
Except this isn't really the case, studies have shown banks make appropriate evaluations based on total default risk, (which is correlated but not solely based on credit score). Blacks with credit score X default at rates slightly higher than whites with the same credit score.
The market would make up for it, the truth is the bank just has money on its mind and is not really an entity of justice, it will charge whites as high interest rates as the market will allow them.
Bullshit,the real picture would be black woman in charge saying I got you can. White person comes in ,sorry none available!!! Just like welfare downtown
Being sexually attracted to a certain race is not racist though. Racism is generalising someone based on their skin color (=looks). When you're sexually attracted to a certain race, you are generalising someone's LOOKS, based on their LOOKS. See where this is going?
27 comments
1 Salusa-Secundus 2018-05-24
Braincels unironically calls racism out more than the average feminist journal.
Blackpill just got a whole other meaning.
1 lonely_suicidal_cel 2018-05-24
Feminists don't care about racism, they just want to exploit their white female privilege.
1 Pantycel 2018-05-24
They’re probably the most racist bunch of people.
1 lonely_suicidal_cel 2018-05-24
I literally got banned from IT just for proving they were racists.
1 harambeazn 2018-05-24
Link to thread
1 lonely_suicidal_cel 2018-05-24
I'll pm it to you, I can't like direct threads here.
1 scarlit 2018-05-24
can you send me the link too?
1 ItsOkToBeBlack 2018-05-24
Rofl, they don't do shit. I made a post about white privilege and it get roundly rejected.
1 PROLAPSED_SUBWOOFER 2018-05-24
I guarantee you that most of IT is middle class white people who've never had a real struggle in their life.
1 BananaPancakeCove 2018-05-24
It is naut racist forr me to date only why men okeyyy? It naut raycis foh me to du dah Asian foid voice
1 Beta_Bux_Alpha_Fucks 2018-05-24
Yeps. When foids say "I prefer white guys" they're lying. When they refuse to date anyone that isn't white, it isn't a preference it's a requirement.
A preference is just something you prefer. I prefer redheads, that doesn't mean i'm going to refuse to date everyone that doesn't have red hair.
1 ItsOkToBeBlack 2018-05-24
Would you date a man ?
1 Beta_Bux_Alpha_Fucks 2018-05-24
Why is that relevant?
1 ItsOkToBeBlack 2018-05-24
Lil you know exactly why
1 Beta_Bux_Alpha_Fucks 2018-05-24
I really don't. Please humour me.
1 StoopidSeksyFlanders 2018-05-24
White women avoid minorities for the same reason bank loan officers should.
1 Salusa-Secundus 2018-05-24
Low IQ trolling.
1 StoopidSeksyFlanders 2018-05-24
The leading cause of homocide among white women is IPV with black men
Loans to untrustworthy minorities crashed the US economy in 2008-2009
1 Salusa-Secundus 2018-05-24
Loans made by white banks.
1 StoopidSeksyFlanders 2018-05-24
Yeah, (((white))) banks.
https://www.reuters.com/article/us-usa-foreclosures-race/racial-predatory-loans-fueled-u-s-housing-crisis-study-idUSTRE6930K520101004
http://www.businessinsider.com/how-the-government-caused-the-mortgage-crisis-2009-10
1 Salusa-Secundus 2018-05-24
Alt-right is cope. And there aren't nearly enough Jews to fill up all the banks lmao.
1 StoopidSeksyFlanders 2018-05-24
Greenspan, Yellen, Bernake, Kohn, Fischer
Pure (((coincidence)))
1 harambeazn 2018-05-24
Cope
1 Dingus_Incel 2018-05-24
There are enough of them to control all the major banks.
1 Dingus_Incel 2018-05-24
Black owned banks are far more likely to reject black customers than white owned banks. Also, according to a report by the Federal Reserve
“Consistently, across all three credit scores and all five performance measures, blacks, single individuals, individuals residing in lower-income or predominantly minority census tracts show consistently higher incidences of bad performance than would be predicted by the credit scores. Similarly, Asians, married individuals, foreign-born (particularly, recent immigrants), and those residing in higher-income census tracts consistently perform better than predicted by their credit scores”
1 Luna_Tuna_456 2018-05-24
Except this isn't really the case, studies have shown banks make appropriate evaluations based on total default risk, (which is correlated but not solely based on credit score). Blacks with credit score X default at rates slightly higher than whites with the same credit score.
The market would make up for it, the truth is the bank just has money on its mind and is not really an entity of justice, it will charge whites as high interest rates as the market will allow them.
1 IWillRopeAnyDayNow 2018-05-24
They call us racist for calling them out on their racism. jfl
1 bengalsturntup5532 2018-05-24
Bullshit,the real picture would be black woman in charge saying I got you can. White person comes in ,sorry none available!!! Just like welfare downtown
1 Ryzasu 2018-05-24
Being sexually attracted to a certain race is not racist though. Racism is generalising someone based on their skin color (=looks). When you're sexually attracted to a certain race, you are generalising someone's LOOKS, based on their LOOKS. See where this is going?
1 ItsOkToBeBlack 2018-05-24
Lol at you faggot s Coopting minorities to further your agenda. You could give a fuck less about minorities any other time.